Albuquerque Car Accident Lawyers

Let Us Help You Hold the Negligent Driver Accountable

At McGinn Montoya Love Curry & Sievers PA, we understand that car accidents can be life-changing, leaving victims with severe injuries, emotional trauma, and mounting medical bills. If you’ve been involved in a car accident in Albuquerque, NM, our experienced team of car accident attorneys is here to fight for your rights. We are committed to securing the compensation you deserve while providing compassionate legal guidance every step of the way.

Injured in an auto accident? Contact us now at (505) 405-4441 to see if you have a claim for compensation.

Common Causes of Car Accidents

Car accidents occur daily in Albuquerque, often due to negligence, reckless behavior, or hazardous road conditions. Understanding the common causes of car accidents can help you recognize when another party’s actions have contributed to your injuries. Some of the most frequent causes include:

• Distracted Driving: Using a cellphone, eating, or engaging in other activities while driving can take attention off the road and lead to catastrophic accidents.
• Speeding: Exceeding the speed limit reduces reaction time and increases the severity of crashes.
• Driving Under the Influence: Alcohol and drug impairment remain leading causes of fatal car accidents in New Mexico.
• Reckless Driving: Aggressive behaviors such as tailgating, weaving between lanes, and road rage can create dangerous situations.
• Weather Conditions: Albuquerque drivers may face challenges like rain or snow, which can make roads slick and hazardous.
• Defective Vehicle Parts: Faulty brakes, tires, or airbags can contribute to accidents caused by equipment failure.
• Poor Road Maintenance: Potholes, debris, or missing signage can lead to accidents, sometimes making local governments liable.

New Mexico Car Accident Laws

New Mexico is a fault-based accident state, which means the negligent party or their insurer is responsible for compensating any victims involved in a crash. The state also follows a comparative negligence rule, which means that your compensation may be reduced if you are found partially at fault for the accident. For example, if you are 20% responsible, your awarded compensation will be reduced by 20%.

Additionally, New Mexico requires that car accident claims be filed within a specific timeframe. The statute of limitations for personal injury claims is typically three years from the date of the accident. However, for claims involving wrongful death, the timeline is usually two years. Missing these deadlines can jeopardize your ability to seek compensation.

New Mexico also mandates that all drivers carry minimum liability insurance, which includes:

• $25,000 for bodily injury per person
• $50,000 for bodily injury per accident
• $10,000 for property damage

Compensation from a Car Accident Claim

Car accidents can result in a wide range of physical, emotional, and financial losses. Depending on the specifics of your case, you may be entitled to:

Economic Damages:

• Medical Expenses: This includes hospital bills, rehabilitation costs, surgeries, prescription medications, and future medical treatments.
• Lost Wages: If your injuries prevent you from working, you can recover compensation for lost income and diminished earning capacity.
• Property Damage: Costs to repair or replace your vehicle and any personal belongings damaged in the accident.

Non-Economic Damages:

• Pain and Suffering: Compensation for physical pain, emotional distress, and loss of enjoyment of life caused by the accident.
• Disfigurement and Disability: If your injuries result in permanent scarring or long-term disability, you deserve compensation for these life-altering effects.

Fill out a contact form or call our firm at (505) 405-4441 for a free consultation.